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 American International Group Inc. (AIG), established
in 1919, is the American company world leader in insurance and financial security
and is, in the United States, the # 1 supplier of commercial and industrial insurance
services. The companies comprising the Group, which employs over 81,000 staff, offer
a wide range of commercial and personal products through various distribution channels
in over 130 countries to 40 million clients. AIG has been present in Italy since
1950 in the field of damage insurance and is now also operating in the life sector.
AIG boasts the maximum evaluations of all the main rating agencies and is one of
the most innovative companies worldwide. Its excellent position allows it to profit
by the opportunities offered by the global market in the interest of its clients.
AIG’s global business offers a wide variety of financial services including asset
management, real estate investment and pension investment management. American International
Group stocks are listed on the New York Stock Exchange and also on the London, Paris,
Zurich and Tokyo Stock Exchanges.
AIG Foundation Investment website |
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Austria Assicurazioni S.p.A. is one of the top 30 insurance companies in Europe.
It is part of the Austrian firm, UNIQA which was listed on the Stock Exchange from
8 November 1999. It is the leading insurance company in Austria with 22% of the
national market. UNIQA was born as a result of the merger between 4 large companies
controlled by Austria Assicurazioni of Vienna. The firm specialises in life and
health insurance. Indeed the company holds 55% of the latter market: an overall
total of 7 million people have underwritten 4 million policies. The group has been
operating in Italy for 36 years and has concentrated on health insurance, where
it has made a reputation for reliability, specialisation and excellent customer
care.
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 Cardif is part of the BNP -
PARIBAS Group, the leading French banking group. The group is also a world leader
OPERATING in 83 different countries. The group owes its fame to continuous insurance
and financial innovation, and its efficient and widespread international network.
The experienced gained over many years in investment banking, investment management
and private financial services has led to a total of 4 million policy holders and
an investment fund of ITL. 28,000 billion. Cardif Assicurazioni has been present
in Italy since 1989 and operates in the areas of life insurance, pension funds and
finance protection. The success of the group is linked to continuous insurance innovation
supported by reliable know-how handed down from the parent company.
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 Clerical Medical Investment Group was set up in
1824 in London to respond to the needs of doctors and clerics. From 1856 the company
headquarters have been situated in Lichfield House, St. James Square. Policy holders
have included some very famous people. The life of Queen Victoria was insured for
a first time in 1834 and again in 1897 on the occasion of her Diamond Jubilee. Prince
Albert, her consort, was insured by Clerical Medical, as was the Queen's favourite
Prime Minister, Benjamin Disraeli. Throughout its 170 years of existence, despite
the outbreak of wars and the collapse of financial markets, Clerical Medical has
always distributed dividends to its customers. This traditional stability has meant
that since 1824, the company has only had 11 managing directors. In 1987 Clerical
Medical became part of the Halifax Group, one of the main suppliers of financial
services in Europe and the world's thirteenth largest bank.
Clerical Medical Investment Group Website |
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 Claris Vita is a new and dynamic insurance company
specialized in life insurance and investment funds with over 1000 offices in Italy.
Claris Vita's clients can rely on a professional and personalized service offered
by a team of highly qualified consultants in the insurance field. Claris Vita has
a wide range of insurance policies and solutions aimed at the private market, offering
effective solutions to a wide range of insurance and investment needs, and the business
market, where it offers a vast range of solutions which include; integrated insurance
solutions, end of contract solutions for both employee and management staff, and
"group" policies amongst others. Claris Vita is part of the Gruppo Veneta Bank,
a credit organization with a strong growth trend, able to offer its clients financial
security and stability. Gruppo Veneta Bank has been present in Italy since 1877
and currently has a net value of 1.000 billion lire and 13.900 partners. It currently
holds second position for the year 2000 in the Retail-Trade sector of the "Investment
and Banking Group" classification.
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COMMERCIAL UNION VITA belongs to the international financial and insurance group
CGU, of which COMMERCIAL UNION PLC is a part. The origins of COMMERCIAL UNION PLC
can be traced to 1861 in England. CGU operates in more than 60 countries, has 52,000
employees, a turnover of ITL. 54,000 billion and group assets worth ITL. 318,000
billion. In 1989 Commercial Union Vita S.p.A. became the first British company to
enter the Italian life insurance market. In 1996 Commercial Union Vita became the
first Italian company to introduce the UNIT LINKED policy to the Italian market.
This is a type of financial insurance policy linked to investment funds. During
the course of 1998 Commercial Union Vita became the leading supplier of Unit Linked
policies to the Italian market.
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 Set up in 1993 by 4
large European insurance companies, by 1998 the company was already one of the top-ten
life insurance companies in Luxembourg. Since then the company has recorded exceptional
growth assisted by the basic values which are the cornerstone of their activity:
supplying customers with a first-class service, and above all the independence that
allows Euresalife to achieve a financial objective unique to the market. This is
reflected in the use of open-end investment companies and the financial management
lines of the main international companies from which Euresa maintains an equidistant
position. This independence is underlined by the shareholders which exclude banks
and financial institutions. No country or shareholder has a majority holding.
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 Investlife is a life
insurance company from Luxembourg belonging to the PARIBAS Group. It was set up
in 1994 and is already one of the top-three insurance companies in Luxembourg. The
company operates in the area of EEC regulations for the free supply of services
and offers products to the European market that are tailor-made for specific national
situations. Investlife is able to call upon significant banking and insurance experience
to offer customers integrated formulas such as "Diversified Financial Management"
and "Customised Investment Packages". The range of open-end investment companies
chosen includes those that belong to the group itself and those that belong to other
large international groups.
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 Lombard
International Assurance S.A., founded in 1991, is today the market leader in life
assurance in Luxembourg. This position has been consolidated by a combination of
a deep awareness and competence of insurance, with an innovative approach in line
with market expectations.Lombard introduced the concept of 'privatbancassurance', a segment of the market in which they are the undisputed leaders. This particular form of financial engineering unites sophisticated banking services with the fiscal advantages of life assurance, in order to guarantee wealthy investors financial security. The company specialises in the creation of secure and efficient life assurance structures for wealthy investors in partnership with a limited number of leading private banks and independent financial advisors. Working towards a refined process of definition for risk profile and analysis, Lombard is able to respond to the specific needs of individual clients with personalized financial solutions. Lombard Intenational Assurance Website |
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 Helvetia Life, previously known
as Norwich Union Vita, was acquired in July 2001 and integrated into the Helvetia
group, present in Italy since 1948 with the General Representation / damages branch
and from 1987 as Helvetia Vita S.p.A. The Helvetia group in Italy offers an immense
range of insurance cover, from car to social security, available as a total management
tool for the insurance necessities of the single customer. The mission of Helvetia
is one to distinguish itself in the upper-middle Italian insurance market for its
products dedicated to the person and in the area of small and medium business, with
strongly oriented proposals, innovative services and total customer satisfaction.
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 Sogelife is the Luxemburg Life Insurance
agency of Group Société Générale (France's third largest banking group, present
in 75 countries) created in order to take advantage of the possibilities of the
internal insurance field offered by European Economic Community. Created in 1997
and authorized to operate in the greater part of European countries, in the regimen
of free market trade, Sogelife offers to its customers a dynamic and rigorous management
of patrimony linked to the capacity and experience of the financial institutions
on which it depends. Sogelife is an agency of Sogécap, leader in the market of Unit
Linked in France, and Société Générale Bank & Trust, point of reference of the group
for the activities of "Private Banking International ".
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 On 12 January 1855, in Stockholm, King Oscar I
issued a licence to set up Skandia, Sweden's first insurance company. When the Stockholm
Stock Exchange opened on 4 February 1863, Skandia was the leading quoted company.
Today it is the only remaining company from that time and its shares are not only
quoted in Stockholm but also Copenhagen, London and Frankfurt. In 1900 it became
the first non-British company to enter the American market and in 1906 paid for
the damage caused by the San Francisco earthquake in full. For a number of years
it has been amongst the leading twenty insurance/financial companies in Europe.
The company also operates through its own offices in the markets of Latin America,
Asia and the United States. After 140 years of activity, today Skandia has more
than 40,000 shareholders, of which 50% are international investors, and approximately
10,000 employees. Since 1863 Skandia has always distributed dividends.
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